We appreciate your finding us a better interest rate than our credit union offered us when we bought our home. Thanks also for all the extra work in getting us a lower rate for our rental property.

• S.H. and S.S., San Diego, CA

For quite some time, I attempted to refinance my home. I had been unsuccessful until I met Tony Haber. He was able to succeed where others had failed. Tony's knowledge and perseverance resulted in my qualification for the loan I desired. I highly recommend Tony Haber - especially if refinancing has been a challenge for you.

• C. P., San Diego, CA

Your motto - "I never give up" - was really put to the test on our loan. You found a 2^ndtrust deed lender that didn't have to make us wait three full years from our bankruptcy discharge before he could do our loan. All our bills are finally paid off. Thank you very much for your persistent efforts.

• F.S. and S.S., San Juan Capistrano, CA

When you first told us that the lender had declined our request for an equity loan we were of course disappointed. But we're sure glad you hung in there on our behalf to convince him otherwise. It's a real relief now to have our credit cards at a zero balance and have the extra money for home improvements. We're also taking your advice about closing out all but a couple of the cards for emergency purposes. Thanks for helping us out when we needed it.

• D. G. and J.G., Rio Linda, CA